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Home | Top Companies: This Week's Reviews |
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| Services Offered:
Home loans |
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| Company Overview:
Bank of Internet is known as the first online-only bank
to be established, and it has been around since 1999.
The company works with customers nationwide, and their
online operation allows them to offer better rates and
loans to customers than a traditional bank. They have a
home loan program for first time buyers, and many other
loans to choose from. Currently, their assets exceed $1
billion. |
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| Our Review:
Bank of Internet has always been a favorite of ours for
lending and banking online. They have so many great
programs to choose from, and the website makes it really
easy to see and learn about your options. Plus, the
customer service is top rate, which you would expect
from a company like this. |
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| User Review:
I was a little skeptical about buying a home, given the
market in my area. However, I found a great loan from
Bank of Internet, and I couldn’t be happier with the
transaction. I am so glad that I took the time to
consider my options, because I never would have found
this company otherwise. |
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| Services Offered:
Home loans |
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| Company Overview:
Quicken Loans have 150+ loan programs for their
customers, including many different types of home loans.
They have been around for more than 20 years, and have
4,000 employees around the U.S. to serve their
customers. They also have a 94% customer satisfaction
rating. |
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| Our Review:
Quicken is another of our favorite lenders when it comes
to home loans. They have so many different programs that
everyone is sure to find something that works for them.
Plus, their applications are simple to fill out, and the
website is really easy to use. The customer service
speaks for itself. |
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| User Review:
Quicken gave me so many different options when I needed
a home refinance. I really thought they only offered
home loans, so I was surprised that they were able to
help me as much as they did. I love the service I got,
though, and I can’t believe the loan that they were able
to give me. |
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| Services Offered:
Home loans |
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| Company Overview:
LoanWeb was first started in 1996. They are a subsidiary
of iHomeowners, Inc., which has about 95% annual growth
and has been around for many years. The company works
with a network of lenders, and was listed in the Inc.
500 back in 2004. They are one of the oldest internet
marketing companies around. |
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| Our Review:
LoanWeb has a great variety of different loans and
programs to help all kinds of consumers with their home
finance issues. They offer home equity, home loans, and
even home refinances. The website makes finding what you
need easy, and the customer support section is very
professionally handled. |
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| User Review:
LoanWeb had a really cool program for my home equity
needs. I was really amazed at how fast they responded
and how well they took care of me. This is one great
company, and I hope they’ll be around when I need them
in the future. |
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| Services Offered:
Home loans |
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| Company Overview:
MortgageLoan.com was started in 1995. They are located
in Florida, and provide information on home loans,
mortgage rates, and even mortgage calculators to
consumers. They are a great connecting ground for
consumers and lenders, and they have helped millions of
customers since they started. Plus, they offer a lock-in
period of 30 days on all the rates that they have
listed. |
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| Our Review:
MortgageLoan.com is a great resource for homebuyers.
They have plenty of information on everything home loan
and mortgage related. Plus, the information is easy to
find, and the FAQ/support section is very helpful. All
in all, if you’re in the market for information about
home buying, this is the place to look. |
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| User Review:
I wanted to make sure I was fully prepared for buying a
home, so I checked out the different resources at
mortgageloan.com. I was surprised at how much
information they had, and how great their service was. I
quickly found out that buying a home was easier than I
thought, and more affordable, which was super helpful. |
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Other Top Companies for
Home : |
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Buying a Home: |
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Many people are
skeptical when it comes to buying a home. Especially
when the housing market is struggling, many people
quickly run screaming the other direction when they look
at buying a house. However, home ownership is something
to be appreciated and there is no better time to buy a
home than when the market is low. If you can afford a
home and you are investing in something that you’ll keep
for more than 5 years, why not buy it when it’s dirt
cheap? Just remember that you will need to find a home
that suits your needs and one that you can love for a
long time. With so many houses on the market right now,
finding your dream home is easier than ever. You should
always consider things in a certain order when it comes
to house shopping:
-Budget
-Location
-Condition
-Size
-Features
All of these elements will play a role in your home
buying process. You should focus on them in the order
listed, and keep each element in mind as you go through
the process. After all, it wouldn’t do you any good to
look at homes that are the right size and have all the
features you want if they’re more than you can afford or
in the wrong neighborhood. Take the time to set a
budget. If you don’t know what you can afford, consult
with a mortgage specialist or a bank to discuss your
financing options. They can pre-approve you for a home
loan of a certain amount, which will make it easier for
you to determine which houses fit in your price range
and which don’t. Once you’ve narrowed down your price
range and the area(s) that you want to live in, you can
then begin searching for homes that are the right size,
in good condition, and have the features and amenities
that you want. That’s really all that there is to buying
a home. Once you find the one you want, you’ll put in an
offer, and when it’s accepted, you’ll sign a huge stack
of papers and get the keys to your new home. It also
helps if you have a realtor of your own for this process
if you’re not familiar with everything that home buying
entails, to act as a guide and help you along the way.
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